Which type of stripe account does Stripe manage fraud dispute liability?

Stripe's management of fraud dispute liability is associated with Standard Accounts. Standard Accounts are designed for businesses that prefer to use Stripe's built-in features and simplicity without the complexities of a custom implementation. When a business uses a Standard Account, Stripe takes on a more substantial role in the transaction process, including handling disputes and managing liability related to fraud. This means that if a customer disputes a charge and it is deemed a fraud issue, Stripe will manage the dispute and the financial implications linked to it.

On the other hand, Express and Custom Accounts are tailored for platforms or businesses that require more specific features and controls. These account types place more responsibility on the platform or business regarding fraud management and disputes. Therefore, the liability for fraud disputes often rests with the platform or business, rather than with Stripe.

Consequently, the characteristic of Standard Accounts being responsible for managing fraud dispute liability underscores why this option is the correct choice.