Which type of account provides the easiest way for developers to manage payments on behalf of their users?

The Express Connect account type is designed to strike a balance between ease of use and control, making it the most suitable option for developers managing payments on behalf of their users. With Express Connect, Stripe takes care of much of the complexity involved in compliance and onboarding, allowing developers to focus on building their applications rather than getting bogged down in payment processing details.

Developers using Express Connect benefit from a streamlined onboarding experience for users, enabling quick integration without extensive customizations or complex compliance requirements. This allows them to effectively manage payouts to users while retaining a certain level of customization and branding within their application.

In contrast, Standard Connect offers the simplest setup but with limited customization options, and Custom Connect provides the highest degree of flexibility and control at the cost of additional responsibility for compliance and user management. Separated Connect isn’t a recognized category within Stripe’s offerings and may represent a misunderstanding of the terminology used. Therefore, Express Connect stands out as the most user-friendly solution for managing payments on behalf of users, making it the preferred choice in this context.