Which two factors determine the account structure in Stripe?

The selection of the factors that determine the account structure in Stripe primarily revolves around the operational and strategic aspects of a business's needs in relation to how Stripe fits into that ecosystem. The countries where legal entities exist are crucial, as they dictate compliance with local financial regulations and tax laws, which impact how businesses can process payments and operate financially within those regions. Additionally, planned API usage reflects how a business intends to interact with Stripe's capabilities, influencing account configuration and the use of features tailored to specific functionalities or use cases.

The emphasis on these factors ensures that a business can establish an account structure that aligns with legal requirements and technical needs, facilitating compliance and enabling robust payment processing tailored to its operational model.