What type of relationship is recommended for Express and Custom accounts when destination charges don't meet your business needs?

When considering the structure of financial relationships within the context of Stripe's Express and Custom accounts, a one-to-many relationship is particularly advantageous when destination charges do not align well with your business model. This type of relationship enables a platform to create multiple connected accounts (Express or Custom) under a single platform account, allowing it to manage and facilitate transactions for multiple accounts seamlessly.

In a one-to-many relationship, the platform retains control and visibility over multiple connected accounts while providing each of them the ability to handle their own funds and initiate transactions. This structure is especially useful in scenarios where disparate accounts serve different customer segments, products, or services. It simplifies administrative processes by allowing the platform to manage payments, payouts, and transaction flows without necessitating individual handling for each account.

Such a framework enhances flexibility and scalability, permitting the platform to onboard new accounts efficiently and aggregate transactions or funds as needed without the limitations typically associated with more restrictive relationship types. This aligns well with situations where various accounts are operated under a unified business model yet require autonomy in their financial operations.

Overall, the one-to-many relationship facilitates a robust system for handling complex financial interactions while catering to diverse account needs, making it the recommended choice when destination charges do not fit the business requirements.