What guidance can be provided to a client looking to reduce fraud rates? Select all that apply.

To effectively reduce fraud rates, a comprehensive approach is required, and using Stripe.js can be an integral part of this strategy. Including Stripe.js on every page helps ensure that sensitive payment information is handled securely. This JavaScript library provides a secure way to collect card details without exposing sensitive data to your server, thus helping to mitigate risks associated with data breaches. By keeping payment information secure and encrypted, businesses create a safer payment environment that can deter fraudsters.

Incorporating assistance options, such as CAPTCHA during checkout and requiring 3D Secure authentication, also adds layers of security that can further reduce fraud. CAPTCHAs help verify that a human is completing the transaction, which can minimize automated fraudulent submissions. Similarly, 3D Secure authentication involves an additional step in the verification process, providing merchants with an added layer of security by usually requiring an additional form of identity verification from the customer, thereby reducing the likelihood of fraudulent transactions.

While improving communication with customers is always beneficial for enhancing customer relationships and trust, it does not directly contribute to reducing fraud rates in the same way the other options do. Therefore, the focus on secure data handling and authentication methods is vital in building robust defenses against fraudulent activities.