What does the delay_days property in Stripe's payout schedule indicate?

The delay_days property in Stripe's payout schedule specifically indicates the duration it takes for charges to become available for payout after a transaction has been successfully completed. This property is particularly important for understanding the timeframe in which funds will be transferred to a user's bank account following successful charges.

When a transaction occurs, there is often a delay before those funds can be accessed by the merchant or service provider due to various factors such as fraud checks, compliance regulations, and bank processing times. The delay_days property quantifies this waiting period, allowing businesses to plan and manage their cash flow with clear visibility into when they can expect to receive their funds.

This property does not relate to the time taken for refunds, the period before account verification, or the completion of services, which ensures its specificity to the payout process. The correct interpretation of the delay_days property is essential for users to navigate Stripe's financial features effectively and understand the timing of their revenue streams.