For on-demand services, which of the following payment methods does Stripe suggest?

The suggestion of using cards, wallets, and real-time payments for on-demand services is centered around the need for convenience, speed, and flexibility in financial transactions. On-demand services typically require instant payment processing to ensure a seamless customer experience, as many customers expect to pay in real-time when they receive the service.

Credit and debit cards are widely accepted, offering customers a familiar and straightforward payment method. Additionally, digital wallets provide a quick alternative, enabling users to pay with just a few taps on their devices without needing to enter card details repeatedly. Real-time payment options enhance this experience by facilitating immediate fund transfers, ensuring that service providers get paid promptly while consumers enjoy instant access to services.

This approach creates a balanced ecosystem where both consumers and service providers benefit from quick transactions, reduced friction, and enhanced user experience, making it the most suitable recommendation for on-demand services.